As an official and independent insurance and investment advisor, I enable my clients to select their insurer and coverage solely based on the quality of services and reasonable prices, without being tied to insurance-selling companies. I collaborate with all insurance and investment companies, including Manulife, RBC Insurance, Sun Life, Industrial Alliance, Canada Life, and other reputable and leading companies in this industry, and the client will have no restrictions in choosing their desired insurance package from these companies. Consult with me; I am here to answer your questions.